OPM Federal Disability Retirement and the Other Federal Programs

OPM Federal Disability Retirement and the Other Federal Programs

The concept behind Federal Disability Retirement is a simple one: Given a level of proof, the disability should attach only to the extent of the specific job which a person cannot do; otherwise, the Federal or Postal employee should, upon being approved for Federal OPM Disability Retirement benefits, be allowed to remain productive in some alternate capacity, so that he or she may continue to contribute to the social welfare of the country as a whole.

Social Security Disability, in contrast to Federal Disability Retirement benefits submitted and approved by the U.S. Office of Personnel Management, provides that one is essentially considered to be disabled not only from the regular profession or job which you engaged in immediately before being determined to be disabled but, further, you cannot do other kinds of jobs because of your medical condition. Thus, the great distinction between Federal Disability Retirement benefits for the Federal or Postal Worker, and Social Security Disability, is the capacity and ability to work at another, different kind of job other than the one you are found to be disabled from. Of course, Federal and Postal employees who file for Federal Disability Retirement benefits, who are under the Federal Employees Retirement System, must also file for Social Security Disability benefits, anyway. That is just part of the administrative process of filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, because if you are approved for both Federal Disability Retirement benefits and for Social Security Disability benefits, there is a coordination of benefits between the two programs - an "offset" of 100% for the first year, then a 60% offset every year thereafter.

Then, of course, there is always the consideration that must be given to the Office of Workers' Compensation benefits, administered through the Department of labor, under the aegis of the Federal Employees' Compensation Act. This type of benefit is known as the "work-related" injury, where the wide panoply of issues concerning causality, what constitutes an injury or occupational disease as being "caused" by work, or occurring at work, and whether and to what extent such a work-related injury or occupational disease is compensable through the Federal Employees' Compensation Act. Often, work-related, compensable injuries are temporary in duration, and the whole point is to try and rehabilitate the injured worker, to compensate as the law allows, and to restore the Federal or Postal employee to one's former job, work capacity and continuing livelihood.

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